Clipper

ASSICURAZIONE MARITTIMA

L’Assicurazione Equipage fornita dalla nostra azienda è la più completa e la più apprezzata del mercato.Più di 200.000 persone sono coperti nel mondo attraverso i suoi diversi programmi. Essa si rivolge a tutti i marittimi, indipendentemente dalla loro nazionalità e dal paese di esercizio. Fa sia l’ufficio di sicurezza sociale e mutua in tutto il mondo con assistenza rimpatrio. Basata sulle convenzioni dettate dall’OIL (Organizzazione Internazionale del Lavoro), è certificata MLC2006 grazie alle formule costruite appositamente per l’industria del grande diporto

vantaggi

vantaggi

Nessuna distinzione Vita Professionale e Privata Assicurazione Mondiale (USA inclusi) Assurance Santé Rimborsi su Spese Reali Odontoiatria, Ottica, Medicina dolce incluso Sport Incluso (Sci, Immersioni,…) 2 ruote incluse senza limiti di cilindrata Tutte le Nazionalità Flessibile: a partire da 3 mesi Sottoscrizione Gruppo e Individuale Piattaforma 24/24 7/7 35 lingue Rimborso on line Piattaforma per capitano e manager (aggiungere, sostituire e scaricare i certificati dei marinai) RC e Protezione Giuridica opzionale

ASSICURAZIONE EQUIPAGGIAMENTI OPZIONALI

1 /L’assicurazione malattia e infortuni >Indennità in caso di malattia e infortuni >assistenza per il rimpatrio via terra & mare 2/Decesso e invalidità Permanente (totale o parziale) Fino a 1 000 000 su 2 livelli : > Seguito da incidente > Tutte le cause (Infortuni e Malattie) 3/Indennità giornaliere (tutte le cause) Retribuzione in caso di infortunio o malattia > 100% per 120 giorni > 100% per 365 giorni 4/Copertura Famiglia > Partner legale e bambini 5/Pensione Piano pensionistico su misura compatibile con il decreto francese del 20 ottobre 2017 .
MEDICAL EXPENSES (USD/EUR/GBP) 
STANDARD MLC
UP TO 100,000
PERFECT
UP TO 500,000
DEDUCTIBLE OR CO-PAYMENT IN OUT-PATIENT CARE AND ONE-DAY-CLINIC
100
100
DEDUCTIBLE HOSPITALIZATION (MINIMUM ONE DAY)
0
0
HOSPITALIZATION
100%
100%
OUTPATIENT SURGERY
EMERGENCY DENTAL BENEFIT ACCIDENTAL
100% UP TO 500
100%
EMERGENCY VISION BENEFITACCIDENTAL
100% UP TO 500
100%
OUTPATIENT BENEFIT PHYSICIAN AND SPECIALIST CONSULTATIONS, PRESCRIBED MEDICINES AND DRUGS, MEDICAL IMAGING, DIAGNOSTIC AND LABORATORY TESTS, PRESCRIBED MEDICAL AIDS AND SURGICAL APPLIANCES
80%
100%
PREVENTIVE CARE AND EXAMINATIONS
NC
100% UP TO 600
HEARING PROSTHESIS
NC
100% UP TO 300
COMPLEMENTARY / ALTERNATIVE MEDICINE
NC
100% UP TO 1,500
LOCAL AMBULANCE BENEFIT
80%
100%
PRIVATE NURSING BENEFITINPATIENT IN HOSPITAL
80%
100%
PALLIATIVE CARE
80%
100%
LABOUR AND MATERNITY
(AFTER 10 MONTHS WAITING PERIOD) *
PREGNANCY, LABOUR, TREATMENT BEFORE AND AFTER BIRTH
COMPLICATIONS OF PREGNANCY
100% UP TO 1,000
100% UP TO 3,000
MENTAL AND BEHAVIORAL DISORDERS LINKED TO AN ACCIDENT DURING WORK PERIOD (PERIOD ON LEAVE NOT COVERED)OUTPATIENT TREATMENT
PER INSURED PERSON AND PER POLICY PERIOD
80% UP TO 10 SESSIONS
100% UP TO 10 SESSIONS
AIDS/HIV BENEFIT
80%
100%
DENTAL CARE (USD/EUR/GBP)
STANDARD MLC
UP TO 600

PERFECT
UP TO 3,000

ROUTINE DENTAL TREATMENT = DENTAL EXAMINATIONS, TOOTH EXTRACTIONS, TOOTH CLEANING, NORMAL COMPOUND FILLING, ROOT CANAL TREATMENT, PARADENTAL TREATMENT, PARADONTOSIS TREATMENT, GUM TREATMENT, AND X-RAY EXAMINATION.
80%
100%
MAJOR RESTORATIVE DENTAL TREATMENT = REMOVAL OF IMPACTED, BURIED OR UNERUPTED TEETH, REMOVAL OF SOLID ODONTOMES, AND APICECTOMY
50%
60%
DENTAL PROSTHESIS = CROWNS, INLAYS, ONLAYS, ADHESIVE RECONSTRUCTIONS/RESTORATIONS, BRIDGES, DENTURES AND IMPLANTS AS WELL AS ALL NECESSARY AND ANCILLARY TREATMENT AND REPAIRS REQUIRED
50%
60%
ORTHODONTIC TREATMENT IN CASE OF ACCIDENT
NC
50%
VISION CARE (USD/EUR/GBP)
STANDARD MLC
UP TO 300

PERFECT
UP TO 1,500

VISION TREATMENT = OPHTHALMIC EXAMINATIONS AND TREATMENTS
80%
80%
OPHTHALMIC SURGERY = LASER EYE SURGERY, CATARACT SURGERY, GLAUCOMA SURGERY, CANALOPLASTY, REFRACTIVE SURGERY, CORNEAL SURGERY, VITREO-RETINAL SURGERY, EYE MUSCLE SURGERY AND OCULOPLASTIC SURGERY
80% IN CASE OF EMERGENCY
80% / LIFETIME BENEFITS
OPTICAL DEVICES = MEDICALLY NECESSARY GLASSES, FRAMES AND CONTACT LENSES PRESCRIBED BY AN OPHTHALMIC PHYSICIAN
80%
80%
ASSISTANCE (USD/EUR/GBP) – REAL EXPENSES UP TOSTANDARD MLCPERFECT
PERSONAL BELONGINGS – DEDUCTIBLE OF 75 PER EVENT
3,500
3,500
HOME REPATRIATION
12,500
25,000
MEDICAL EVACUATION FROM THE SHIP TO THE COAST
12,500
25,000
MEDICAL EVACUATION
5,000
10,000
VISIT TO AN ILL OR HOSPITALISED INSURED PERSON ABROAD
2,000
2,000
REPATRIATION OF THE MORTAL REMAINS AND FUNERAL COST
12,500
25,000
EMERGENCY RETURN (GRANTED ONLY ONCE FOR THE SAME RELATIVE)
AMOUNT PER 12 CONSECUTIVE MONTHS
1,500
1,500
TICKET FOR THE RETURN OF THE INSURED PERSON OR FOR A COLLEAGUE
2,500
2,500
MEDICAL ADVICE OVER THE PHONE
INCLUDED
INCLUDED
SECOND OPINION BENEFITS
INCLUDED
INCLUDED
COUNTRY GUIDES
INCLUDED
INCLUDED
LEGAL ASSISTANCE & THIRD PARTY LIABILITY (USD/EUR/GBP) (OPTIONAL)
REAL EXPENSE UP TO
LEGAL ASSISTANCE (DEDUCTIBLE OF 10% WITH A MINIMUM OF 250)
15,000
BAIL BOND
50,000
THIRD PARTY LIABILITY (DEDUCTIBLE OF 300 PER EVENT)
1,000,000